There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
About the Corfield Sisters
Originally from Brighton England, Sarah and Laura Corfield moved to Canada in 1994, with their family. They spent the remainder of their elementary and high school years in Vernon, B.C. After graduating high school, they moved to Victoria to attend the University of Victoria, where they graduated with a degree in the Bachelor of Arts in Economics.
Immediately after University Sarah became licensed as a Mortgage Broker and started out her career working for high volume brokers. She gained a substantial amount of knowledge, through underwriting their deals from start to finish.
After University, Laura joined the Business Development Bank of Canada (BDC) as an Underwriter. In the 3 years she spent there, she learnt the tools for underwriting commercial loans and packaging those deals to the management team. In 2009 she decided to move back to Victoria to be closer to her family. While working as an unlicensed assistant for a top volume broker, Laura herself became licensed as a Mortgage Broker. The Sisters started underwriting for a high volume firm in Victoria, which allowed them to see a vast array of deals and gave them experience and knowledge beyond their years.
In February 2012 Corfield Sisters – DLC Modern Mortgage Group was developed. Since then, Sarah & Laura have put their 22+ years experience in the finance industry to work. Their experience coupled with their outstanding customer service, has proven invaluable in getting both residential and commercial mortgages funded, in this now tougher industry, while also optimizing their clients experience.
“Regarding the great service you have provided for Doug and I, for our son Mathew and nephew Adrian as well….I must say that any time we have had any questions or concerns regarding all aspects of our mortgage renewal you have always responded immediately and with a number of options to consider. This makes it easy in determining what is best for us and to move forward from there with confidence in our decision. You have demonstrated a solid knowledge base and because of this, I am very comfortable in discussing what the market is doing, with you and what we should consider when making our decisions. Because of your professionalism and timely service, I am both happy in seeking you out for our future needs and in passing your name along to others. Thank you for your assistance Sarah.”
-Jobina and Doug M
“Sarah did a great job with our mortgage. She was able to get us the best rate and was very helpful throughout the whole process.”
-Kevin
“We are truly thankful for your hard work and determination in helping us get our commercial mortgage for our business. Sarah and Laura are two very knowledgeable, organized and hardworking individuals who you can trust to get the job done. They went above and beyond in addressing any of our questions or concerns. We can honestly say our experience working with them was absolutely remarkable. We will definitely be recommending them to all of our friends and family in the future.”
-Geeta and Raj Y.
“I recently purchased a home and had the pleasure of working with Laura Corfield to obtain my mortgage. My income is very complicated – my own bank; with whom I have dealt with for ten years, simply shrugged their shoulders and told me that there was nothing that they could do to get me approved for financing. Where the “bankers” failed Laura excelled – she was unwavering in her pursuit of my financing. Laura navigated me through the endless hoops that were required for this very complicated financing with patience and comprehensive knowledge. Laura is very experienced in several financing domains and is a true professional.. Thank you Laura for your understanding and tireless efforts. Look forward to working with you again soon Laura!”
-Todd McDonald
“I have worked with Sarah on a range of mortgage products, with several of my clients and have found her service to be creative, timely and accurate. Her input and suggestions have helped us develop and enhance my clients and friends mortgage needs everyone that I have recommended Sarah to has been very pleased with her professionalism, and how she makes financing a worry free experience. Stay away from the banks lack of service, call Sarah.”
-Don Mitchell, Realtor RE/MAX Oak Bay
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