There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
About the Corfield Sisters
Originally from Brighton England, Sarah and Laura Corfield moved to Canada in 1994, with their family. They spent the remainder of their elementary and high school years in Vernon, B.C. After graduating high school, they moved to Victoria to attend the University of Victoria, where they graduated with a degree in the Bachelor of Arts in Economics.
Immediately after University Sarah became licensed as a Mortgage Broker and started out her career working for high volume brokers. She gained a substantial amount of knowledge, through underwriting their deals from start to finish.
After University, Laura joined the Business Development Bank of Canada (BDC) as an Underwriter. In the 3 years she spent there, she learnt the tools for underwriting commercial loans and packaging those deals to the management team. In 2009 she decided to move back to Victoria to be closer to her family. While working as an unlicensed assistant for a top volume broker, Laura herself became licensed as a Mortgage Broker. The Sisters started underwriting for a high volume firm in Victoria, which allowed them to see a vast array of deals and gave them experience and knowledge beyond their years.
In February 2012 Corfield Sisters – DLC Modern Mortgage Group was developed. Since then, Sarah & Laura have put their 22+ years experience in the finance industry to work. Their experience coupled with their outstanding customer service, has proven invaluable in getting both residential and commercial mortgages funded, in this now tougher industry, while also optimizing their clients experience.
“Regarding the great service you have provided for Doug and I, for our son Mathew and nephew Adrian as well….I must say that any time we have had any questions or concerns regarding all aspects of our mortgage renewal you have always responded immediately and with a number of options to consider. This makes it easy in determining what is best for us and to move forward from there with confidence in our decision. You have demonstrated a solid knowledge base and because of this, I am very comfortable in discussing what the market is doing, with you and what we should consider when making our decisions. Because of your professionalism and timely service, I am both happy in seeking you out for our future needs and in passing your name along to others. Thank you for your assistance Sarah.”
-Jobina and Doug M
“Laura and Sarah handled the entire financing process for me, allowing me to focus on other important aspects of our business. Not only did they act professionally on my behalf, but they also acted in my best interests in finding the best lender that fit with our business’ key requirements.”
-Developer, Victoria
“I have worked with Sarah on a range of mortgage products, with several of my clients and have found her service to be creative, timely and accurate. Her input and suggestions have helped us develop and enhance my clients and friends mortgage needs everyone that I have recommended Sarah to has been very pleased with her professionalism, and how she makes financing a worry free experience. Stay away from the banks lack of service, call Sarah.”
-Don Mitchell, Realtor RE/MAX Oak Bay
“When one of my friends told me to check with his daughter when our mortgage came up for renewal I was a bit sceptical but thought why not. I have worked with all kinds of professional people in my 44 years in the General Insurance Industry and I would be hard pressed to find someone that worked as efficiently and professionally. I have nothing but praise and I have referred people that say the same thing.”
-Bill
“As a single woman, renewing a mortgage can be a stressful process; gathering all the relevant information, deciding what the best option is and hoping to make the right decision. Sarah made this process a lot less stressful by walking me through the procedure explaining the forms and details. She was always prompt in responding to my emails and phone calls, and answered my questions in a clear, understandable manner. I would recommend Sarah to any of my friends, relatives or colleagues for any of their mortgage requirements, and I will be contacting her for any of my future needs.”
-P. Bell
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